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Attorney | Cancel Debt Review | Cancellation of Debt Review | Consumer Law | Credit | credit rights | debt settlement

The right to be issued with a clearance certificate and the cancellation of the debt review process
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(as extracted from Nicky Campbell’s Chapter 6, “The consumer’s rights and credit provider’s obligations”, in The Guide to the National Credit Act by JW Scholtz, Jannie Otto, E Van Zyl, Corlia Van Heerden, and Nicky Campbell) Section 21 of the National Credit Amendment Act amended section 71 of the principal Act to provide as follows:…

Read More The right to be issued with a clearance certificate and the cancellation of the debt review process
Attorney | Consumer Law | Credit | Debt Help | Judgments | Rescission of Judgments

Trapped in administration? Cancel it or write it off!
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An administration order is granted in terms of the Magistrates’ Court Act 32 of 1944 where the consumers debt is less than R50 000.00. An administrator is then appointed to collect a monthly amount that is distributed amongst the consumers’ creditors as detailed in the administration order. Administrators can add new creditors to the list…

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Attorney | Cancellation of Debt Review | Consumer Law

Beware! Upfront fees for credit repair are unlawful
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Credit repair in South Africa has become a formidable industry. Only ten years ago, one needed an attorney to improve one’s credit record. Today there are dozens of so-called credit repair agencies and most do not employ attorneys, and many do not have any legal qualifications. With the proliferation of credit repair agencies, there has…

Read More Beware! Upfront fees for credit repair are unlawful